Check the relevant regulator
Confirm current professional liability requirements for the jurisdiction and your scope of practice. Explain specialist procedures, associates and locum work to the provider. Requirements in one province or state should not be treated as a universal rule for every dental practice.
Does the arrangement satisfy the current requirements for my practice location and work?
Identify the practice’s responsibilities
List the clinic entity, employees, independent associates, lease and shared equipment. Ask how allegations naming the practice relate to individual professional protection. Review premises, equipment, cyber and employment-related questions separately rather than treating a professional certificate as a complete clinic policy.
Which people, entities and operational exposures need separate protection?
Make the next conversation useful
Bring the current documents and explain any changes. These details are a useful starting point:
- Practice registration and procedures
- Practitioner and entity details
- Equipment financing and replacement values
Ask the provider to connect its answer to the actual policy or eligibility terms, including exclusions, dates and reporting conditions. Keep the confirmed answer with the offer.
Sources & further reading
General insurance principles and the jurisdiction-specific references below support further reading. Examples are illustrative; individual policy terms require provider confirmation. Content updated October 11, 2026.